Phishing is a cybercrime in which fraudsters try to obtain your confidential information, such as personal information, passwords, or even bank and credit card information, in disguise as a reliable source. Use the tips below to avoid fraud and find out what to do if you believe your personal information has been stolen.
How Does Phishing Work?
With the development of Internet technology and the expansion of the Internet space, the probability of encountering fraud increases. Recently, phishing has become popular – a type of fraudulent activity aimed at gaining access to confidential user information (logins, passwords). Scammers are constantly changing and improving their tactics, but there are some that will help you easily recognize phishing emails. Phishing emails can give the impression that they were sent by companies or people you know. These emails often encourage users to open attachments that contain malware.
Phishing messages can:
- to cause alarm about the state of their bank accounts;
- promise monetary benefits with minimal effort (lotteries, notifications of a possible unexpected inheritance, etc.);
- offer financial agreements with incredibly favorable terms;
- call for donations after the news of natural disasters or turn to your charity, offering to help sick children.
For phishing scams, attackers usually forge emails, ads, or websites to make them look like the ones you trust. For example, an attacker may send you an email that looks like it was sent from your bank to provide information about your bank account. Attackers may request the following information in phishing emails or websites:
- usernames and passwords (in particular, suggest changing the password);
- identification numbers;
- bank account numbers;
- PIN codes;
- credit card numbers;
- mother’s maiden name;
- date of birth.
Protect You and Your Team Following Simple Steps
Phishing is a form of Internet fraud that allows you to fraudulently obtain various valuable information by disguising communications as if they came from a reliable source. In the future, the information can be used to access devices or networks. In this way, the pseudo-buyer or pseudo-seller tries to deceive the user into losing vigilance and passing on payment card data or even sending money to fraudsters. The good news is that protecting against phishing is easy, but your attention and some tips will help.
In an age of fraud and viruses, we need to be vigilant and careful about what we do online. On the other hand, there are fears that the widespread use of new technologies will lead to greater job losses, widening existing income inequalities, and further concentration of power and wealth. Here are some security steps you can follow to protect yourself from phishing attacks:
- Be very careful about emails.
- Provide personal information only through secure websites.
- Avoid opening attachments, downloading files, or clicking on links in emails from unidentified senders.
- Never send your financial or personal information to anyone, even if the recipient is someone close to you.
- Protect your computer by activating spam filters, firewalls, antivirus, and malware.
Before downloading any application, it is advisable to find out who the developers are, how they store your data, and how they use it. Many interesting initiatives are currently being launched at the state level: E-health, action, and other projects. It is good to understand that we are one of the few countries in the world that have launched and continue to implement such services online.